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They also both kick in for the same types of losses such as fire or windstorm. And if you get either policy from us, you’ll have replacement cost coverage to make sure you’re made whole during a covered loss. Buying home insurance is more than just findingcheap homeowners insurance in Colorado. Let our trained professionals show you howcheap mobile home insurancecan still behigh-quality home insurance.

Our experts can talk through your needs for you particular situation. When you click on the "Start Quote" button or "mobile home insurance quote" link you will be taken to a site owned by Assurant, not GEICO. GEICO has no control over the privacy practices of the company mentioned above and assumes no responsibilities in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website. Request an online home insurance quote and we will check the best home insurance companies to get you the cheapest home owners insurance possible.
Do you own a mobile home in Colorado?
Manufactured homes are built under a federal building code enacted in 1976 and administered by the U.S. They are assembled in a factory and then transported to the site where the home will be lived in. Offering protection against a variety of losses, like burglary, theft, and vandalism.

Fastest Service Around- Our experienced, friendly staff provides instant quotes, binders, and policies, and we can fax or email everything you need immediately. Excellent Claim Service- We work with Claim Adjusters in Colorado, all specially trained to handle claims quickly and fairly. Knowledge of Colorado is what makes our "personal service" the best in the industry. Manufactured home insurance can help ensure that you will have the financial capacity to recover from a disaster with the smallest amount of disruption to your life possible. When the unexpected occurs, you shouldn’t be left to wonder if your policy was designed for your individual needs as a manufactured homeowner. If you have a GEICO login for your Auto or Motorcycle policy, you can also access your mobile home policy.
What does mobile or manufactured insurance cover?
This protects the park from liabilities that may occur with you living there. Park management is the best resource for understanding the rules in your community. Our sole mission is to provide mobile home owners the best property and casualty insurance coverage options at the lowest possible cost. We partner with the best carriers to give you access to top notch coverage at the best prices. Whether you simply want us to provide multiple quotes online or you prefer to speak with one of our expert agents, we can offer the right solution for your insurance needs.
Review your policies, report a claim, contact a local agent, or request emergency roadside assistance — all with a few taps of your screen. The information you provide will be shared with our business partners so that they can return a quote. Access your policy online to pay a bill, make a change, or just get some information. Our goal is and has always been to provide reliable, responsive, and reputable insurance services for Mobile Homes, Manufactured Homes, and Modular Homes and that remains our top priority today. Let us help you get the most affordable, and best insurance.
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With just a few clicks you can look up the GEICO Insurance Agency partner your General Liability Policy is with to find policy service options and contact information. With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information. At Manufactured Housing Insurance Services, we make purchasing insurance easy for you. When you buy insurance from MHIS, we take care of the details. You can depend on us to provide the right manufactured housing insurance for you or your lender. MOBILE agent offers on-the-go convenience with 24/7 access to account information.

To get started on your quote, call our office or click over to our quotes page. Lets first understand the difference in terms used for Manufactured Homes so we can better understand which one we are looking to insure. Mobile Homes, Manufactured Homes or Trailer Homes is a classic naming convention for homes made off-site, and then delivered to their intended location.
How much coverage do I need for mobile or manufactured home insurance?
Mobile home insurance is similar to a standard homeowners insurance policy. If your home is damaged, you have some financial protection. Mobile or manufactured home insurance is not required by law, but a mortgage company and/or mobile home community may require homeowners to purchase coverage. Mobile home insurance is a special type of homeowners policy designed to cover a different set of risks compared to traditional site-built homes. Manufactured and mobile homes are built in a factory using lighter materials than are used in traditional homes.
There is no tag / serial number, and they do not need to be renewed annually. In many cases, Modular homes look more like traditional stick-built homes. Modular homes also use standard homeowner insurance policies. Mobile Home Insurance, Modular Home Insurance, and Manufactured Home Insurance are all areas we specialize in. By focusing on manufactured homes, we have a better understanding of this specific industry and a greater understanding of your needs. Often, mobile homeowners have other structures on their lots, such as tool sheds, garages, or decks.
Manage your American Modern Insurance Group® policy online or speak to an agent for Assurant or American Modern Insurance Group®. Colorado boasts more than 599 mobile home parks that cover the diverse landscape from plains communities to ski towns. The average cost of a mobile home in Colorado, approximately $84,000, makes it a significant investment that should be insured. Will assist in providing coverage if your identity has been used for fraudulent purposes. Pays for covered repairs or replacement of the dwelling and other structures on the same property, such as sheds and garages.
Colorado is home to some of the most breathtaking landscapes you’ll find in the country. With 300 days of sunshine, the state offers residents plenty of opportunity to take in the beauty whether they’re hiking in the summer and skiing in the winter. And many Coloradans have found that owning a mobile home helps keep living costs down so they can enjoy the great outdoors and the many toys that accompany their recreational activities. This is only a general description of available coverages and is not a statement of contract.
These houses are then transported to a site where they are assembled and typically tied down via ground anchors for stability. Mobile and manufactured homes are not eligible for coverage under a standard homeowners insurance policy (H0-3) so you will need a special policy built specifically for mobile homes. Mobile homes built after June 15, 1976, are called manufactured homes. That’s the date when the US Department of Housing and Urban Development imposed safety standards on mobile homes to protect homeowners.

When it comes time to place a claim, you need to be sure that you are covered, and your claim will be processed efficiently and accurately. This is why MHIS is the best choice for mobile home insurance; we guarantee that you will be satisfied with our service. When purchasing a mobile home, you may not be aware that it requires different coverages than a normal homeowners policy. These manufactured home have special requirements due to the transportability and construction. Our professionals at Bird Family Insurance Agency, Inc, can find the right options to cover your mobile home assets and liabilities. Do you think your home is safe from flooding because you don't live near the coast?
Mobile Home Coverage options in Grand Junction, Colorado
Call us if you have any questions about this valuable coverage. Even though this coverage may be optional once you own your home outright, it is still a good idea to have it. The average value of a mobile home in Colorado currently stands at $83,984. If your house is destroyed in a disaster like a fire or a tornado, that will result in a large financial loss for you if you are uninsured. Our independent agents shop around to find you the best coverage.
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